Give Through Your IRA

Multiply Your Generosity, Reduce Your Tax Burden

A gift from your IRA is a simple way to support Wilderness Inquiry while receiving tax benefits in return.

People who are 70½ years of age or older can give up to $108,000 annually directly from their IRA to a nonprofit of their choosing without having to pay income tax on that money. Sometimes referred to as an IRA charitable rollover or qualified charitable distribution (QCD), this option has a number of benefits for you:

  • See Your Generosity in Action 
    These gifts make an immediate impact on Wilderness Inquiry’s mission!
  • No Income Tax
    IRA gifts don’t count as taxable income or a tax deduction, so even if you don’t itemize your deductions, you benefit from making the gift.
  • Satisfy Your Minimum Distribution
    Once you turn 73 years of age, an IRA gift can satisfy some or all of your required minimum distribution.
  • Reduce Your Annual Income Level
    These gifts don’t count toward your annual income, which can mean lower Medicare premiums and a decreased amount of taxable Social Security.

Get Started with IRA Giving

Step 1

Contact Wilderness Inquiry at development@wildernessinquiry.org or 612-676-9400 for more information about making an IRA gift.

Step 2

Speak with your financial advisor to make a gift that benefits you in addition to Wilderness Inquiry.

Step 3

Request that your IRA administrator make a direct transfer to Wilderness Inquiry or have them send a check from your account to us. This ensures that your gift will remain tax-free.

Legal Name: Wilderness Inquiry
Address: 930 E 80th St., Bloomington, MN 55420

Wilderness Inquiry is a 501(c)3 nonprofit, tax ID: 93-0708637. Your donation is tax-deductible to the fullest extent of the law.

Helpful Resources

Internal Revenue System

Federal tax and charitable giving information from the IRS

Fidelity Charitable

Information on donating with an IRA and other retirement assets

DAF Giving 360

Tax-smart strategies for charitable giving with an IRA

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